body {margin: 0px; border: 0px; background-color: #FFFFFF; }

#header { width: 100%; height: 80px; background-image: url(images/headerred.jpg); background-repeat: repeat-x; text-align: center; padding-top: 20px; padding-bottom: 20px;}

#wrapper {width: 780px; overflow: auto; margin-left: auto; margin-right: auto; }

.navbar {float: left; width: 100%; height: 14px; margin-left: auto; margin-right: auto; margin-bottom: 20px; text-align: center; display: inline; font-family: tahoma, verdana, arial, sans-serif; font-size: 14px; margin-top: 15px; line-height: 14px;}

#subtitle {float: left; width: 100%; height: 35px; margin-left: auto; margin-right: auto; text-align: center; font-family: tahoma, arial, garamond, sans-serif; font-size: 20px; color: #565656; }

#leftcolumn {float: left; clear: right; width: 295px; height:100%; margin-top: 40px; padding: 5px; font-family: tahoma, verdana, arial, sans-serif; font-size: 12px; color:#565656; line-height: 22px;  } 

#rightcolumn {float: left;  width: 461px; height: 100%; margin-top: 40px; font-family: garamond, tahoma, verdana, arial, sans-serif; font-size: 1.2em; color: #494949; line-height: 1em; text-align:center; padding-left: 5px; }

#rightinsert {float: left; width 459px; margin-left: 10px; height 520px; font-family: garamond; font-size: 12px; color: #414141;}

#footer {position: bottom;  float: left; width: 100%; height: 25px; font-size:smaller; text-align: center; line-height: 25px; }

 
img {text-align: center; border: 0px; margin: 0px; border: none; }

a:link {text-decoration: none; color: #525252; font-family: tahoma, verdana, arial, sans-serif; font-size: 14px; } 
a:hover {text-decoration: none; color: #a12619; font-family: tahoma, verdana, arial, sans-serif; font-size: 14px; }
a:active {text-decoration: none; color: #9f1d1d; font-family: tahoma, verdana, arial, sans-serif; font-size: 14px; } 
a:visited {text-decoration: none; color: #232323; font-family: tahoma, verdana, arial, sans-serif; font-size: 14px; }
 

a.example1:link {text-decoration: none; color: #3a3a3a; font-family: tahoma, verdana, arial, sans-serif; font-size: 12px; } 
a.example1:hover {text-decoration: none; color: #a12619; font-family: tahoma, verdana, arial, sans-serif; font-size: 12px; }
a:example1:active {text-decoration: none; color: #9f1d1d; font-family: tahoma, verdana, arial, sans-serif; font-size: 12px; } 
a.example1:visited {text-decoration: none; color: #232323; font-family: tahoma, verdana, arial, sans-serif; font-size: 12px; }

.textone {color: #9f1d1d; }